• Is cash flowing OUT faster than it is flowing IN?
  • Are your Expenses under Control?
  • Do your Financial Statements confuse you?
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To you a prospective client:

By taking the time to look at my website, I suspect you own, operate, or help manage a business with annual sales of between $500,000 and $5,000,000 and there are some financial questions you would like help answering.
 
If so, you've come to the right place!  I offer experienced, practical and learned-in-the-field answers to those haunting questions.
 
I've been a commercial lender, a loan restructuring specialist and a turnaround consultant in many industries. I've logged hundreds of hours in bankruptcy court and other legal settings, and have been a director or advisor to many small to mid-sized businesses over the years. Lastly, I own a small business myself,
MSI Financial.
 
So let me ask you -
 
 
  • Is cash flowing OUT faster than it is flowing IN?
    What are you spending money on? Are you efficiently collecting credit sales (Accounts Receivable). I look at every major expense and help you decide if it's essential or unessential.
     
  • Are your Expenses under Control?
    I can help you determin essential expenses such as people, rent, utilities,  insurance, etc. from unessential (discretionary) expenses such as office size, office location, amenities services like office coffee, door mats, office furnishings, when new computers make sense...  And sometimes, even the obvious discretionary expenses need a review such as cars, boats, greens fees, club and gym memberships, etc.  I'm not saying you can't have any of these kinds of things, but I can advise you as to where your limits are based on income factors at play.
  • Do your Financial Statements confuse you?
    I can explain them in simple terms so you understand the implications rather than just the numbers no matter if you use Quick Books, Peachtree or whatever. The information is the same its just how it's plugged in.  This is where I can help you to see trends and patterns in your numbers and advise you on the steps you can take to make the numbers work for you rather than against you.